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About Us


FODEMI focuses its efforts in groups of microenterprise owners who cannot obtain credits from the formal financial system due to their depressed economic situation and lack of guarantee. Our efforts are therefore addressed to the most vulnerable and needy people, specially women from marginal urban and rural areas who make a living from agricultural, artisanal, commercial and service activities.

FODEMI works to provide the best possible assistence to our clients  through credit, training and advisory services. A total of 162.645 people have been attended, $98´168.919 have been granted, 252.026 stable jobs have been created and 285.255 children have been benefited.

Currently, FODEMI has 60.579  clients, a portfolio of $16´590.975, a delinquency of 0.27% with a total of 60.579 active clients (42.276 women).


World Vision originally began its microfinance and savings programme in 1993, but quickly realised the global need for microfinance and the immense role it played in reducing poverty. VisionFund International was then founded in 2003 to manage its network of affiliated microfinance organisations (MFIs).


Since then, VisionFund International has been lending money to people in need of financial services, helping them to start or grow sustainable businesses. Our clients use the income earned to build a better future for their children, for example, through having clean water, nutritious food, education and healthcare.


We currently operate over 30 MFIs in four regions of the globe. Collectively, we have disbursed over 1.4 million loans, impacting the lives of 3.5 million children. 

Working in Ecuador

Please contact VisionFund Ecuador if you would like more information on "Working in Ecuador."


The CEO of VisionFund Ecuador is Luis Fernando Rios. VisionFund Ecuador is wholly owned by VisionFund International, and has a Board of Directors and Management Team that oversees the work of the MFI. 

Awards and Ratings

  • Mix S.T.A.R. (Social Transparent & Responsible) MFI 2013            
  • Annual ranking of the primary MFI´s of Latin American and Caribbean: The top 100, 2014 edition - VisionFund Ecuador is ranked 18th in the global ranking of the best 100 MFI´s and ranked 4th in efficiency.