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About Us


VisionFund Tanzania is part of World Vision Family and a member of the VisionFund International network. VisionFund Tanzania provides microfinance products and services to those of limited means in a way that is honoring to the Lord. We are currently the 4th largest and fastest growing microfinance institution in Tanzania.  




Our Vision for every child, life in all its fullness; Our prayer for every heart, the will to make it so   




Our Mission is to "be a provider of financial products and services, and the related training that meets the needs of low income families and communities in a way that is honoring the Lord." 


VisionFund Tanzania started its operations in 1996 and was known as SEDA. In 2014, VisionFund Tanzania was regulated as a Microfinance Bank by the Central Bank of Tanzania. Our goal is to provide financial services and products that meet the needs of low income families and communities in the way that is honoring to the Lord.


With a slogan, "Together in Christ, together we build," VisionFund Tanzania believes in building brighter futures for children, empowering families to create incomes and jobs and also unlocking the economic potential for communities to thrive.


We offer loan and saving products, where our clients are encouraged to save and borrow carefully for investment. We focus on providing foundational training, including subjects like financial literacy, business basics, life skills and an empowered worldview.


VisionFund Tanzania provides its financial services using VisionFund Tanzania Vap - a Cashless Mobile Banking Platform that enables people to receive, pay back loans and save. We have also developed a tablet-based solution that will make internal processes, including the loan saving account application processes, paperless. This system also has GPS mark and biometrically tags all clients and internal transactions to reduce opportunities for fraud. 

Working in Tanzania

With an estimated population of 45 million, Tanzania is one of the largest countries in Africa but also one of the poorest with around 33% of her population living below the poverty line. Around 46% of Tanzanians do not have access to clean water and over a third of children are malnourished. The infant mortality rate is 76 per 1000. 


The Tanzanian economy depends heavily on agriculture, which accounts for almost half of GDP and provides 65% of exports. The main agricultural products are coffee, sisal, tea, cotton, cashew nuts, tobacco and cloves.


Tanzania is a beautiful and resource-rich country with a per capita GDP of roughly $1.47 per person per day.  It is blessed by a stable political environment and is home to three of the world’s great natural treasures:

  • Serengeti
Home to the last major animal migration.
  • Ngorongoro Crater
It's a spectacular safari destination with amazing animal life. 
  • Mount Kilimanjaro
This is the highest peak in Africa and a “must” for avid climbers.
  • Arusha National Park
Arusha National Park, although a rather small park measuring 53 square miles (137 square km), is remarkable for its range of habitats. Located 16 miles northeast of Arusha, between Mount Kilimanjaro and Mount Meru, Arusha National Park features a miniature volcanic crater (Ngurduto Crater).
  • Lake Manyara National Park
Lake Manyara National Park is located 75 miles (125 kms) west of Arusha between the cliff of Great Rift Valley and Lake Manyara. The park is 205 square miles (330 square kms) and 70% of it is covered by Lake Manyara itself.
  • Olduvai Gorge
Olduvai Gorge is known as the 'cradle of mankind'. 
  • Tarangire National Park
Tarangire National Park park covers approximately 2,600 square miles (6,700 square kms), and lies south of a large open grass plain in southern Masai land, 70 miles (115 kms) from Arusha.
  • Lake Natron
Lake Natron is a salt lake in Tanzania's Rift Valley, located north of the Ngorongoro Conservation Area, near the Kenyan border. Ol Doinyo Lengai, an active volcano, dominates the landscape here.
  • Lake Eyasi
The meadows along the shores of the mildly alkaline Lake Eyasi are home to a wide variety of wildlife including leopards, hippos, monkeys, birds, flamingos, storks and pelicans. The area is also home to the Hadzabe bushmen, the last tribe of hunter-gatherers in East Africa.
  • Katavi
Katavi National Park is one of the best parks in Africa and many safari operations would love to start camps here. However, the logistics and costs are so difficult, that there are only a couple of small, permanent safari camps sharing this 4,500km² of wilderness.
  • Kilwa
Kilwa – meaning ‘Place of Fish’ – is the collective name given to three different areas on the Tanzanian coast: Kilwa Kisiwani, Kilwa Kivinje and Kilwa Masoko.
  • Ruaha
In 2008, the Usangu Game reserve merged its borders with Ruaha transforming it into Tanzania’s largest national park, and it now covers more than 20,000km². Despite the size of the park, there are still only a handful of camps found here which has built Ruaha’s reputation as Tanzania’s best kept game viewing secret.

Management Team

Chief Executive Officer - Cosmus Kowuoche


Deputy Chief Executive Officer - Joyce Temu


Director of Operations - Shukrani Mbena


Director of Finance and Administration - Neema Nyangaramela


Director of IT - Marco Salim


Risk Manager - Rogathe Godson


Human Resources - Margareth Humphrey


Internal Auditor Manager - Emmanuel Shee